What Is The 2025 Roth Ira Contribution Limits For 2025. Namely, the account holder must be at least 59 1/2 years of age, and the account itself must be at least five years old. The roth ira contribution limit for 2025 is $7,000 for those under 50, and $8,000 for those 50 and older.

The 2025 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older. If you’re age 50 and older, you can add an extra $1,000 per year.